Mastercard® Identity Check™: Enhanced security for a better digital payment experience

Get Mastercard Identity Check for stronger authentication

Offering a secure and consistent payment experience is critical to giving customers an optimal user experience when shopping on any connected device. Mastercard Identity Check leverages the latest authentication standards of EMV® 3-D Secure (replacing 3DS 1.0) to help you do just that.

Helps eliminate unnecessary friction during authentication

Supports all card-not-present channels for secure payments on any device

Enables the exchange of richer data between you and merchants

Covers recurring payments, digital wallets, tokenisation, and more

Ready to help you get started

Mastercard Identity Check, backed by EMV 3-D Secure, optimises the digital payment experience through:

A global network

With best-in-class fraud detection, our network facilitates a rich data

exchange and authenticates billions of secure transactions every year.

Plug-and-play biometrics

A biometric solution helps secure digital payments via strong two-factor

authentication.

Ongoing innovation

We continually evolve in areas such as biometrics, risk-based

authentication, artificial intelligence, and behavioural analytics.

A simple path

Implementation process built on proven success reduces resource needs

and time to market.

Mastercard’s EMV 3-D Secure timeline

Mastercard’s roadmap defines roll-out efforts and key compliance dates

Q2

Mastercard support of early adopters

Q4

Global onboarding and EMV 3-D Secure launch

Early Adopter program concludes

Stand-In Risk Based Authentication Service (auto-enroll)

Q1

Digital Transaction Insights launches

Q4

Identity Check Program Compliance

TBD

3DS 1.0 no longer supported on Mastercard Network

With Mastercard Identity Check, you can:

  • Help reduce fraud by eliminating the risk from static passwords
  • Help eliminate unnecessary friction
  • Drive approval rates and transaction growth
  • Lower customer service costs due to fewer calls and password resets
  • Enhance loyalty and engagement with your customers
  • Provide consumers added peace of mind

Begin implementing stronger security standards today,
with Mastercard Identity Check

Additional resources and background

Mastercard In Control Information Center

Learn about the different applications for the powerful In Control platform, from business travel to fraud protection to spend management. 

Transforming payments with EMV chip technology

This cutting-edge solution provides smarter, more secure transactions.

 

Mastercard ID Theft Protection

Mastercard ID Theft Protection delivers comprehensive peace of mind via proactive monitoring and faster, more complete and reliable resolutions.

*Dates are subject to change